Ol'kalou FOSA Building, Ol'kalou Nyahururu road
+254 723-836421

Who we are

Tower Sacco was registered on 15th September 1976. The purpose then was to serve primary school teachers by according them an opportunity to save regularly, borrow wisely and repay their loans promptly. The Sacco’s business started in the year 1977 when the first loans were given to the members.

We draw our membership mainly from:-

  • Government Ministries 
  • Teachers Service Commission
  • Kenya Defense Forces
  • Kenya Police Forces
  • Administrative Police
  • Kenya Prisons Service
  • County Governments
  • Public and Private Institutions of learning(Including non-teaching staff)
  • Hospitals (Government and Private)
  • Parastatals
  • Kenyans in the Diaspora
  • Farmers
  • Business Community

What Drives Us

To be accessible, universal SACCO of choice for excellent and vibrant economic growth.


To mobilize, offer diversified sustainable financial products and services at competitive rates to uplift social-economic standards of members within the republic of Kenya and beyond.

                                   Core Values

We are guided by the following core values:-

  • Integrity
  • Confidentiality on all SACCO matters
  • Efficiency and effectiveness
  • Teamwork
  • Equality and equity
  • Creativity and innovation {Acronym} I C E T E C
Tower Sacco Ltd