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SPOT CASH (M-BANKING)

In an effort to serve you better, we have also upgraded our Mobile Banking system to enable you to make deposits directly into your various SACCO accounts and this is through Spot Cash.
For deposits contributions go to pay bill 350050 then under account key in 0081#Shares or
Dial *645#, Key in your PIN and Select option 4 then choose the particular account you would like to deposit to.
The system will channel the funds to the respective Members deposit account.
For loan repayment, the account format is 0081#Loan#Loancode.
In case a member wants to make a normal loan repayment, the account format should be
0081#Loan#20
The various loan codes are as follows.

Loan Product    Loan Code

Salary Advance  

01

Fosa loan 

02

Farm Produce Loan 

03

Premium loan

06

Salary in advance 

07

Emergency -24

08

Okoa Advance

09

Dividends Advance

10

Premium Emergency

11

Asset Finance loan

12

Bima Loan

13

Mkopo Mashinani

14

Fosa flex

17

Normal loan

20

Emergency 12

21

School fees loan

22

Special loan

23

Preferential loan

24

Mapato Loan

25

Mkopo Advance

28

Mortgage loan

29

LPO loan

30

T loan

31

NOTE: In case the member does not have the loan specified or an error is made, the funds will be credited in the members savings account. Also, for a successful deposit the registered phone number must be used when transacting.