• Tower Sacco OL’Kalou BranchWelcome to the Tower Sacco OL’Kalou Branch
  • Tower Sacco Nakuru BranchWelcome to the New recently launched Nakuru Branch
  • During the Nakuru BranchInauguration where prayers were conducted before the launch.
  • Ushirika DayTower Sacco was rewarded for being position 1 and the fastest growning Sacco in the country
  • Tower Sacco CEOGabriel Njihia holding the awarded trophy
  • Tower Sacco Naivasha BranchWelcome to Tower Sacco Naivasha Branch
  • Tower Sacco Nyahururu BranchWelcome to the Nyahururu branch
  • The Tower SaccoBoard of Directors
  • Tower Sacco Agency
  • Tower Sacco Sponsored Football Team
  • Tower Sacco group Account Members

Our Products

Mkopo Mashinani

Tower Sacco Kenya

The loan is granted to members who are organized read more....


Asset Financing Loan

Tower sacco Kenya

This a facility that enable our customers to own assets read more...

Group Premium Loan

The Group premium Loan, is given to groups that have been saving read more...

Stop Gap Account

Account is designed to save for retirement.Competitive interest

Latest News


Salary Advance

  •  Maximum amount is Ksh 50,000
  •  Competitive interest rates
  •  Maximum repayment period is 12 months
  •  Required 2 guarantors

Salary in advance

  •  Maximum amount equivalent to one month’s salary
  •  Recovered immediately salary is received
  •  Competitive interest rates

Farm Produce Advance

  • Rate of interest is 3%
  • Commission on transfer is Ksh 200
  • Risk Management of 2%

Okoa Advance

  • Interest rate is 10%
  • Risk Management fund 2%
  • Commission on transfer is Ksh 200

Dividend Advance

  • Rate of interest is 5%
  • Risk Management of 2%
  • Commission on Transfer Ksh 200
  • Interest Loaded to the principal

Asset Finance

  • Interest rate is 1.4% per month reducing balance
  • Appraisal fee of Ksh 10000
  • Commission on transfer is Ksh 750 or 0.8% of the amount
  • Whichever is higher to a maximum of Ksh 5000
  • Risk Management fund 2%

Our Partners

Contact Us



OL’Kalou/Nyahururu Road:

P.O Box 259-20303,OL’KALOU

TEL: 051-8000822, Fax 020-2071205

CELL: 0723-836421;0733-416492, Hotline: 0731638930

E-mail: info@towersacco.co.ke

Website: www.towersacco.co.ke.